Own your own home with Habitat
How to become a Habitat homeowner
Everyone can build a brighter future. Achieve your dream of owning a safe and affordable home.
“I wake up every morning in my own home that I helped build.”
— Sheri, Habitat homeowner
Habitat Homeowner Criteria
We build simple, decent homes for low-income families with the help of volunteer labor. Selected families buy the home at 0% interest, and they also help in the building of the home.
You do not need to be affiliated with any church or religion to qualify or own your own home.
To qualify for a home through Habitat for Humanity, you must meet these requirements:
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Current home is overcrowded (school-age children of different sexes sharing bedrooms or using common areas for bedrooms)
Unsafe (physical deterioration beyond reasonable repair)
Financial burden (monthly costs are too much)
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A reliable source of income
Ability to take on a mortgage
Demonstrate ability to manage your financial resources
Total family income from all sources falls within the guidelines on the HUD Federal Income Guidelines
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Must be willing to work on other families’ homes as needed
Must help further our ministry by performing sweat equity on your home
The first adult in the household must complete 200 sweat equity hours. Each additional adult living in the household, 18 years of age or older, must complete 150 additional hours. Seventy-five (75) hours of sweat equity per adult must be performed prior to construction beginning on your home.
More questions about building a home with Habitat?
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The first step is to review the criteria above to see the requirements. If you meet the requirements, download, print, and complete the application packet,, and then schedule a meeting with our Homeowner Services Coordinator.
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You must live or work within Wood County, WV or Washington County, OH to qualify.
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Yes–it’s $250. They also need to pay for the first year’s homeowner insurance.
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From the time of application, it takes approximately 18-24 months until the house is sold to the homeowner.
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Habitat for Humanity is funded through various sources, including private donations, corporate sponsors, ReStore sales, homeowner payments, and grants.